Mortgage approved

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At Rampone-Marsh Mortgages, Aaron Marsh and Lennie Rampone know mortgages inside and out. They have more than 35 years of mortgage brokerage experience between them, meaning their clients are in good hands. “Our job is looking out for our customers,” co-founder Aaron Marsh says. “We get the banks competing for mortgages, allowing us to find the best deal.” The team at Rampone-Marsh works with over 50 mortgage lending companies, resulting in the best possible mortgage rates.

“We pride ourselves on taking the stress out of mortgages,” continues Aaron. “Whether it’s securing a new mortgage, renewing an existing one, or helping clients leverage their home equity through reverse mortgages, we make sure our clients get the best deal possible.”

New mortgages are just one part of what they do. Aaron and his team can handle absolutely anything mortgage-related, including mortgage renewals.

Rampone-Marsh Mortgages, Aaron Marsh and Lennie Rampone

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Most of the mortgages that Rampone-Marsh handles have one thing in common: Their clients are looking for the best deal possible in a streamlined process. Some customers seek a better rate than their bank is currently offering. Other clients have had their mortgage applications turned down and are seeking a professional team to get them back on track. A substantial number of people have all the pieces they need to be approved, except there is one thing holding them back: they are entrepreneurs. “Many of the people we help are smaller business owners,” Aaron says, and the team at Rampone-Marsh knows firsthand that being an entrepreneur is not a negative thing. After all, Aaron and Lennie are self-employed business owners, too. “Quite often, entrepreneurs and self-employed individuals do not feel supported by their banks, and that’s where we step in.” Rampone-Marsh Mortgages has a team dedicated to negotiating mortgages.

Helping People Take Control of Their Home Equity

Helping people is integral to Marsh-Rampone Mortgages and it’s built into Aaron and Lennie’s DNA. Aaron and Lennie are huge Kelowna community supporters, coaching junior hockey and playing key roles in the local lacrosse community. As a company, Rampone-Marsh Mortgages also donates in many ways, such as fundraising for the Canadian Mental Health Association.

The selfless passion that Rampone-Marsh shows in supporting their community and clients has helped them build up a dedicated client base. A reflection of this is the many positive reviews the company receives, and a quick search reveals hundreds of great reviews — something Aaron is very humble about. Aaron feels that the whole team works so well together, and this has generated a tremendous return on community goodwill. Either way, it is no secret that Rampone-Marsh loves helping people, and they look forward to assisting you as well.

Early stages of a mortgage

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Consider a Reverse Mortgage

Another area in which Rampone-Marsh Mortgages makes a difference is by helping people tap into their home equity to generate a better quality of life. Reverse mortgages are a popular choice. Aaron explains how it works. “For many seniors living in the Kelowna area, the pensions they have been able to live off are not enough anymore. The cost of living has outpaced their earnings, and their quality of life has suffered. However, if you own a home, you are sitting on a tremendous wealth tool.”

Aaron says that there are many misconceptions about how reverse mortgages work, saying that a reverse mortgage is an excellent option with a trustworthy advocate like Rampone-Marsh Mortgages on your side. Aaron informs me that homeowners with good home equity but on a fixed income do not need to feel powerless. In Canada, the regulations around reverse mortgaging a home put conditions in place to ensure that homeowners can only borrow a maximum of 50% of the established home equity. This provides a safe way forward for seniors looking for additional incoming funds but who still want to live in the homes they worked so hard for.

Get in touch with Aaron and his team for full details about any mortgage services they offer. Rampone-Marsh Mortgages is easy to contact, through their excellent website, by phone at 1-250-801-8834, or in person at #316 - 1290 St Paul St, Kelowna, BC.

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